Enjoy the privileges of stc pay card when you shop at your favorite brands.
- Personal
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stc pay personal
Free mobile wallet account, all in one app, earn as you spend with stc pay card, send money internationally, pay and get paid easily, and more!
Manage your money from your smartphone
Spend as you top up, get cashback as you spend
Always get the best rate to 60+ countries
Bank and wallet account transfers on the go
Government, telecom, insurance, school payments and more
Buy gift cards, devices and airline miles
Apply for a cash loan
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- Family
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stc pay family
A card for family and kids with instant and unlimited cashbacks. You spend together, earn together as a family.
Spend together, earn together
Enjoy the privileges of stc pay card when you shop at your favorite brands.
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- Business
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stc pay business
Benefit from stc pay advantages for your business. Accept payments, transfer money, send money internationally and more.
Manage your business payments
Spend as you top up, get cashback as you spend
Business to business international transfers
Bank and wallet account transfers on the go
Pay salaries of your employees
Accept debit cards and stc pay
Enjoy the privileges of stc pay card when you shop at your favorite brands.
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Add Money
Top up your account your way! Choose from a variety of convenient channels to add money to your stc pay account—quickly, securely, and anytime.
Debit or Credit CardPrepaid/ Debit/ Credit Card
Bank Transfers (Fawri+ / Fawri)
Transfer directly from your bank account using Fawri or Fawri+—just use your stc pay IBAN.
How to add money using Bank Transfers (Fawri+/Fawri):
1- Log in to your bank’s app or BenefitPay
2- Select Fawri or Fawri+
3- Enter your stc pay IBAN (found on your app’s home screen)
4- Complete your transfer
Note: IBANs are issued by Khaleeji Commercial Bank (KHCB), licensed by the Central Bank of Bahrain. Transfers are processed via KHCB.
BenefitPay
Top up instantly through BenefitPay—right inside the stc pay app.
How to add money using BenefitPay:
1- Login to stc pay app
2- Tap “Add Money”
3- Select “BenefitPay”
4- Enter the amount
5- Confirm your request
Apple Pay
Top up with just a tap using Apple Pay—fast, easy, and secure from your iPhone.
How to add money using Apple Pay:
1- Login to stc pay app
2- Tap “Add Money”
3- Select “Apple Pay”
4- Enter the amount
5- Confirm your request
Fawateer
Use Fawateer service to top up instantly with up to BHD 2,500—easy and secure.
How to add money using Fawateer:
1- Log in to your bank app or BenefitPay
2- Select “Fawateer”
3- Choose “stc pay”
4- Select “Consumer Customer Top Up”
5- Enter your CPR and stc pay number
6- Enter the amount and confirm
Cash Deposits (TAM Kiosks)
Prefer cash? Visit any TAM Kiosk in Bahrain to add money to your wallet instantly.
How to add money via Cash Deposit (TAM Kiosks):
1- Go to any TAM Kiosk
2- Select “stc pay”
3- Enter your stc pay number
4- Enter the top-up amount
5- Confirm the request
stc pay Salary Transfer
Get your salary directly into your stc pay wallet—safe, timely, and seamless.
How to set up Salary Transfer:
1- Register your company with stc pay Payroll
2- Add employee details
3- Process monthly salary transfers directly to stc pay
Cash Loans
For your financial commitments, stc pay has partnered with Flooss to bring you easy, fast, and Shari’a-compliant financing options—right at your fingertips.
Instant Loans, No Hassle
With just a few taps on your stc pay app, you can now apply for a personal loan and receive instant approval—all without paperwork. Once approved, the loan amount can be transferred to your stc pay account for immediate use.
Instant Loans, No Hassle
1- Log in to stc pay
2- Choose ‘Floos Loan’
3- Apply for a Floos loan
4- After approval, request to transfer the amount to your stc pay account
