Enjoy the privileges of stc pay card when you shop at your favorite brands.
- Personal
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stc pay personal
Free mobile wallet account, all in one app, earn as you spend with stc pay card, send money internationally, pay and get paid easily, and more!
Manage your money from your smartphone
Spend as you top up, get cashback as you spend
Always get the best rate to 60+ countries
Bank and wallet account transfers on the go
Government, telecom, insurance, school payments and more
Buy gift cards, devices and airline miles
Apply for a cash loan
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- Family
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stc pay family
A card for family and kids with instant and unlimited cashbacks. You spend together, earn together as a family.
Spend together, earn together
Enjoy the privileges of stc pay card when you shop at your favorite brands.
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- Business
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stc pay business
Benefit from stc pay advantages for your business. Accept payments, transfer money, send money internationally and more.
Manage your business payments
Spend as you top up, get cashback as you spend
Business to business international transfers
Bank and wallet account transfers on the go
Pay salaries of your employees
Accept debit cards and stc pay
Enjoy the privileges of stc pay card when you shop at your favorite brands.
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The Most Rewarding way to pay
Enjoy unmatched convenience, exclusive offers, and cashback—every time you spend.
The only Unlimited cashback card In Bahrain
Elite Cards
Benefits
When you pay in Bahraini Dinars 
Everywhere
1.00%
Airlines
3.00%
Government and education
0.50%
Petrol stations
0.25%
When you pay in diffrent currency 
Everywhere
3.00%
GCC Weekend (Friday & Saturday)
4.00%
GCC Weekdays (Sunday - Thursday)
4.00%
Türkiye
4.00%
platinum Cards
Benefits
When you pay in Bahraini Dinars
Everywhere
1.00%
Airlines
1.00%
Government and education
0.50%
Petrol stations
0.25%
When you pay in diffrent currency
Everywhere
2.00%
GCC Weekend (Friday & Saturday)
3.00%
GCC Weekdays (Sunday - Thursday)
2.00%
Türkiye
2.00%
The only Unlimited cashback card In Bahrain
Benefits
platinum Cards
Elite Cards
Metal Cards
When you pay in Bahraini Dinars
Everywhere
1.00%
1.00%
1.00%
Airlines
1.00%
3.00%
4.00%
Government and education
0.50%
0.50%
0.50%
Petrol stations
0.25%
0.25%
0.25%
When you pay in diffrent currency
Everywhere
2.00%
3.00%
4.00%
GCC Weekend (Friday & Saturday)
3.00%
4.00%
5.00%
GCC Weekdays (Sunday - Thursday)
2.00%
4.00%
5.00%
Türkiye
2.00%
4.00%
5.00%
Cashback Boosters
Supercharge your savings.
Take your cashback to the next level with our Cashback Boosters—unlock extra rewards when you spend on your favorite categories.
Boost your Uber rides and earn an extra 10% cashback on every trip with your stc pay card.
Boost your entertainment and enjoy an extra 10% cashback on all Netflix and Spotify subscription payments with your stc pay card.
Enhance your travels to Saudi via King Fahd Causeway and enjoy an extra 10% cashback with your stc pay card.
Boost your Crypto investment and earn an extra 0.5% unlimited cashback on all crypto top up using stc pay card.
Boost your savings and earn an extra 10% cashback when you pay for your ChatGPT subscription using your stc pay card!
FAMILY CARDS
Spend and earn together.
Share the benefits! Get up to 5 complimentary family cards for your loved ones. Everyone earns cashback, and you stay in control from your app.
Contactless Payments Made Easy
Pay instantly with the device you already use.
Add your stc pay card to Apple Pay, Samsung Pay, or BenefitPay and enjoy fast, secure contactless payments anywhere.
Exclusive Offers & Discounts
Get more from your card.
Enjoy exclusive cashback deals, partner discounts, and limited-time promotions designed to help you save while you spend.
Enjoy Up to 5% Instant Cashback Across the GCC!
Save up to 20% on Trip.com with your stc pay Card!
Unlock 25% Off Your Annual 4K Pack with stc pay Cards
Get 12% off your travels on Heathrow Express when booking with your stc pay card!
Get up to 7% money back on your next stay when booking it on Booking.com from the promotion page.
Up to 5% Cashback
Card Controls
Manage everything from the app
- Freeze or unfreeze your card instantly for added security
- Block your card immediately if it’s lost or stolen
- View or change your card PIN securely within the app
- Turn on/off features like:
- Online shopping
- International payments
- ATM withdrawals
- Contactless payments
- Receive instant notifications for every transaction—stay informed and in charge
Your card. Your rules. All in one app.
FAQ
Learn more from our FAQ
What is the stc pay card?
The stc pay card (physical and digital) is a personal prepaid Mastercard card available through the stc pay app.Use it to shop online, pay in stores, order food, settle bills, buy gift cards, and more—it’s accepted anywhere Mastercard is accepted globally.
Can I upgrade my card from Platinum to Elite or Elite to Elite Metal?
Yes, you can upgrade your card tier anytime by following these steps:Log in to the stc pay appTap on “Cards”Select the “Upgrade” optionFollow the on-screen instructions
What are the stc pay card limits?
Daily spending limit: BHD 2,500Monthly spending limit: BHD 20,000
How can I check my card PIN?
In the app:Tap on “Cards”Tap on Card “Settings”PIN Settings to view or change your PIN securely.
Can I withdraw cash using my stc pay card?
Yes, you can withdraw cash from supported banks (ATM).Check the “Cash Withdrawal Locations” section in the app for a list of supported banks (ATMs).
How do I replace my card if it’s lost, stolen, or damaged?
Login to the stc pay appTap on “Cards”, “Settings” “Report Lost/Stolen”Once reported, reapply for a new physical card via the Cards sectionNote: A replacement fee will apply.
When will I receive my cashback?
You receive your cashback instantly after every eligible transaction. It will reflect in your Cashback+ balance.
How can I redeem or use my earned cashback?
From your Cashback+ section in the app, you can:Transfer cashback to your stc pay walletPurchase gift cards or the latest devicesConvert cashback into airmilesDonate to charityPay telecom billsAnd more!